Profile and goals
We analyze your investment capacity and determine the optimal financing budget.
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Indicative conversion. The property price is always the one shown in US dollars: this is a mid-market rate, not the rate your bank will give you.
Getting a mortgage loan in the United States is a fast, achievable process when you have the right partner. Together with Avanti Lending, our strategic partner specializing in lending solutions, we connect you with the best financing alternatives for foreign nationals and residents, guiding you step by step so you can back your investment with confidence and peace of mind.
Avanti Lendingstrategic partner in mortgage lending
Every investor has a unique financial reality and specific goals. At PFS Realty we evaluate your profile, the type of property you want to acquire and your return projections, then present you with loan options that are clear, efficient and aligned with your budget.
Foreign nationals: access international loans (Foreign National Loans) with simplified requirements and processes tailored to your country of origin.
Residents: take advantage of local financing programs with competitive rates for a primary residence or investment purchase.
A range of structures: we evaluate fixed-rate, adjustable-rate and flexible loan schemes based on your capital plan.
Direct guidance: we walk you through everything from the initial document review to final approval of your application.
Thanks to our network of partnerships, at PFS Realty we connect you directly with banks, qualified lenders and professionals specializing in real estate loans in Miami and South Florida.
Loans for foreigners (Foreign National Loans): finance up to 60% or 70% of the property's value by presenting basic documentation from your home country, such as income verification, bank references and a valid visa.
Financing for U.S. residents: we handle conventional loans, FHA loans and investment alternatives backed by the strength of your local credit history.
Flexible loan structures: select financing options for pre-construction projects, resale properties or homes intended for short- and long-term rentals in the best areas of the region.
Direct, specialized management: our experience simplifies bank paperwork, speeds up the submission of your file and secures competitive terms for your deal.
At PFS Realty we structure every stage of financing so you can move forward with certainty, avoiding setbacks and protecting your capital at every step.
We analyze your investment capacity and determine the optimal financing budget.
We present the loan alternatives with the best rates and terms for your specific case.
We prepare and organize your file to submit it to the lending institutions.
We monitor the progress of the bank approval and manage the required appraisals.
We coordinate the disbursement of funds and support you through the final signing of your property purchase.
Financing is a fundamental pillar of our comprehensive support model. At PFS Realty we coordinate mortgage financing with property selection, insurance and property management, delivering a smooth, efficient experience centralized under one team of experts in Miami and South Florida.
Tell us what type of property you're looking for and we'll help you identify the mortgage financing alternatives available to make your purchase happen. Contact us now and get personalized guidance from our team at PFS Realty.