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Type, location, value and use: your home, a long-term rental or a short-term rental.
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Indicative conversion. The property price is always the one shown in US dollars: this is a mid-market rate, not the rate your bank will give you.
In Florida, the insurance premium can decide whether a property's numbers work. We quote the policy early, place the coverage your lender and your HOA require, and have it active the day you close.
In-houseinsurance, placed by our team
A policy that's wrong for the property shows up later: as a lender condition the week before closing, as a gap the building's master policy doesn't cover, or as a loss during a tenancy the policy wasn't written for. We match the coverage to how the property is actually used.
The unit itself: coverage for structure and interior finishes, matched to what the HOA's master policy leaves to you.
Rental income: options that cover lost rent if a covered loss makes the unit unrentable.
Lender and HOA requirements: the coverage your mortgage and your association require, documented before closing.
Owned from another state: one team to call when something happens, wherever you live.
We look at the property's location, construction, value and use, and quote coverage from carriers writing policies in Florida.
New purchases: the policy your closing needs, timed with your loan.
Property you already own: uninsured, underinsured or up for renewal, we'll quote it.
Managed by someone else: we insure it even if you bought it through another brokerage or run it yourself.
We do the paperwork; you approve the quote.
Type, location, value and use: your home, a long-term rental or a short-term rental.
What your lender, your HOA and Florida require, and what's left up to you.
Coverage options from carriers writing in Florida, side by side.
We bind it and put the documents in your closing file.
The team that insures the property can also finance it, close it and manage it, so the policy, the loan and the lease all match.

Tell us about the property you're buying, own or manage. An advisor will text you back to start the quote.