We get to know your property
We analyze the type of property, its geographic location, its market value, and its intended use (primary residence, long-term rental or vacation rental).
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Indicative conversion. The property price is always the one shown in US dollars: this is a mid-market rate, not the rate your bank will give you.
Protect your assets in South Florida with Mobile Assurance. We manage your property's insurance as part of a comprehensive solution to safeguard your investment.
Mobile Assurancespecialized insurance partner
Insurance is key to your financial planning when buying and operating a property in Miami and South Florida. The right policy prevents capital loss, protects the property's structure, and ensures compliance with the requirements set by lenders if you have mortgage financing.
Asset protection: safeguards your property's structure and finishes against natural events or accidental damage.
Operational backup: keep your rental income steady by protecting the property against disruptions to its occupancy.
Regulatory compliance: secure the coverage required by mortgage lenders and homeowners associations (HOAs) in Florida.
Peace of mind from a distance: manage the protection of your U.S. asset with direct support from the PFS Realty Group team.
At PFS Realty we simplify the process of selecting and securing a policy for your property. We evaluate your property's specific characteristics (location, use, type of construction and market value) and connect you with coverage alternatives designed to meet the demands of the Miami and South Florida market.
New acquisitions: we structure the policy required for your closing, coordinated with your financing process.
Existing properties: we evaluate and put in place the protection your property needs if it doesn't yet have active coverage, or if you're looking for better terms.
Properties under third-party management: we insure your property regardless of whether you bought it through another company or manage it directly.
We guide you step by step so your investment in Miami and South Florida has the right level of protection, with no complications or unnecessary paperwork.
We analyze the type of property, its geographic location, its market value, and its intended use (primary residence, long-term rental or vacation rental).
We determine the specific risks your property needs to cover and the applicable legal or bank requirements.
We present coverage alternatives with specialized partners that offer competitive rates in Florida.
We coordinate the issuing of the policy and make sure the documentation is included in your property file.
Within PFS Realty's service model, insurance management fits into every stage of your investment plan. We centralize every solution for your investment in Miami and South Florida under one team of experts.

Tell us about the property you're buying, managing, or want to insure, and a PFS Realty advisor will guide you through the entire quoting and management process. Contact us today and get personalized guidance from our team.